Download MEMBER BOOKLET
Member Booklets are no longer being printed; keeping in mind of our impact on our environment, and as an efficient way to communicate to the Membership. Please Download the complete group benefit plan policy MEMBER BOOKLET.
OUR MISSION:
The Trustees of the UA Local 170 Health & Wellness Plan have been empowered with the responsibilities and duties of overseeing the H&W Plan including determination of benefit coverage, managing investments, maintaining eligibility status, and any other matters of administration affecting the operation of the Plan. It is therefore the long-term goal of the Trustees to establish a Plan with the financial stability to provide benefit assistance and services to members and to establish protection for the Member and/or their family in the event of death or disability. In the shorter term, the assets of the H&W Plan should be conservatively and prudently managed to establish adequate reserves to help offset unforeseen escalation of costs and minimize the risk of loss of assets.
It is acknowledged that the contributions are negotiated between the union and representative Association, and the result of those negotiations determines the extent of Plan funding. The Trustees have no direct control of this process.
In all instances, the “prudent person” ideal will be assumed by the Trustees to ensure maximum security of Plan Assets and to maintain appropriate benefit coverage for Plan Members.
BOARD OF TRUSTEES RESPONSIBLE:
Jack Allard – Union Trustee
A.D. Al Phillips – Union Trustee
Russel J. St Eloi – Union Trustee
Russ Davidson – Management Trustee
Jamie McKenzie – Management Trustee
Rick Musil – Management Trustee
James Wheatley – Union Trustee
Lisa Peterse – Plan Administrator
The Plan Administrator along with the Board of Trustees are responsible for the Welfare Fund, Professional Consultants, Investment Management Firms, and ensuring that the H&W Fund is maintained in a financially balanced method that will provide welfare benefits for union members over the long term.
HIGHLIGHTS OF BENEFITS:
TRAVEL MEDICAL EMERGENCY INSURANCE: see Member Booklet.
LIFE INSURANCE and ACCIDENTAL DEATH & DISMEMBERMENT (AD&D): see Member Booklet.
WEEKLY WAGE INDEMNITY (WWI): see Member Booklet.
LONG-TERM DISABILITY: see Member Booklet.
MEDICAL SERVICES PLAN (MSP):
The Canadian Government Medical Services Plan (MSP) Premium ELIMINATED January 01, 2020.
| MSP premium ELIMINATED Jan. 01, 2020 |
Medical Services Plan (BC MSP) Premium ELIMINATION January 01, 2020: Medical Services Plan (MSP) premiums have been eliminated effective January 01, 2020. For more information, visit the Canadian Government Medical Services Plan website, click here: https://www2.gov.bc.ca/gov/content/health/health-drug-coverage/msp/bc-residents/msp-premium-elimination-jan-1-2020 |
EXTENDED HEALTHCARE (EHB): see Member Booklet.
| Vision Care Benefit EYE EXAMINATION Reimbursement through Welfare Plan Office 604.526.3434 |
EYE EXAMINATION: Subject to a maximum of $100 every calendar year (see restrictions below) Eye examination must be performed by a Physician or Optometrist for Covered Member and their eligible Dependents; charges in excess of Insured’s Provincial Plan. (Calendar year is January 01 to December 31). ADDITIONAL Eye Examination for specific medical conditions: Additional eye exam for specific medical conditions up to $100 per person per calendar year. Calendar year is January 01 to December 31. |
| Vision Care Benefit Reimbursement through H&W Plan Office 604.526.3434 |
PRESCRIPTIVE CORRECTIVE LENSES: Subject to a maximum of $700 every 24-months, no deductible. LASER EYE SURGERY: Subject to lifetime maximum of $3,000. VISUAL TRAINING THERAPY: Subject to lifetime maximum of $1,000 per person. Prescribed Corrective CONTACT LENSES for SEVERE MEDICAL CONDITIONS: |
Employee and Family Assistance Program (EFAP)
| No Longer in Effect (Sept.01, 2019) |
Effective September 01, 2019 the Welfare Plan no longer has the Employee and Family Assistance Program (EFAP); as the UA Canada National Wellness Program has taken effect September 01, 2019 through Morneau Shepell called the Member Assistance Program (MAP).
Click here for Letter from UA Canada: UA Canadian Parental Wellness Program, Maternity And Parental EI Assistance Benefits. Click here for BROCHURE: Member Assistance Program (MAP) provided by the UA Canada National Wellness Program. |
HEALTHCARE SPENDING ACCOUNT (H.S.A): see Member Booklet.
DENTAL CARE:
| Eligibility | All Hour Bank Insured Members, Associates, Insured Retired Members (under age 75), eligible Disabled Members, Survivors. (Special Senior Members age 65+ noting subject to Special Senior Member (SSM) Benefit. |
| Deductible | No deductible. |
| Provincial fee schedule | Current basis, on the date services performed and subject to your province of residence. |
| Plan A | Plan B | Plan C | |
|---|---|---|---|
| Basic services | Major restorative services | Orthodontics | |
| Reimbursement | 90% | 80% | 50% |
| Dependant children only | 100% | 80% | 50% |
| Frequency plan limits | Each calendar year | Each calendar year | Lifetime |
| Financial limit per dependant child | $3,500 combined with Plan B | $3,500 combined with Plan A | $5,000 |
| Financial limit per member or spouse | $3,500 combined with Plan B | $3,500 combined with Plan A | $5,000 |